I didn’t grow up talking much about money. I was taught it was something to save, to tithe, and to spend wisely, but there was always an underlying assumption that it would just be there, as if by magic, and that if I worked hard, I’d be able to afford all the things I took for granted as a child– a comfortable home, regular holidays, a lackadaisical attitude to eating out. But as a millennial woman who jumped into the job market– and wanting to work in publishing, of all things– in 2009, I’d just like to say this: hahahahahahaaa!
In the decade since, I’ve never had a “proper” job. You know, one that comes with a pension/401k, a dental plan, office snacks*, and one of those ugly chairs that supposedly helps with lumbar support. And as the co-owner of a small business and a woman married to someone who literally calls me his retirement plan, I think about money a lot. Over these joyous ten years of self-employment, I’ve learned a helluva lot of money lessons, but I’m still so so far from feeling like I have a solid grasp on planning for my future- despite being a diligent YNAB-er.
So I’ve been on a mission to further educate myself. Because I’m nosy, I absolutely love reading Refinery29’s Money Diaries series, and the Money Diaries book by Lindsey Stanberry gave me a few additional tips for saving and planning for the future, as well as the confidence to actually talk about this shit (because omg, talking about money is so fucking hard!). But like money in general, I want more, and I’d love to know from a self-employed and/or business-owner perspective, if there are any books or resources that you’ve found helpful for managing, forecasting, investing and growing your money– especially when you’re income’s not 100% for sure going to be the same every month and you don’t have a boss you can talk to about getting a raise because you’ve been kicking so much ass lately. If you care to share your recs, pls comment below or drop me a line using the form on this page if you care to be incognito.
Anyway! Here are some things I like almost as much as I like money:
I’ve full-on belly laughed multiple times this week reading and sharing this post celebrating 20 years since Fabio’s ill-fated rollercoaster promo, during which his face collided with a goose. I’m never going to ride another rollercoaster again but I am going to share this at every party I go to for the next 20 years. At least.
Samin Nosrat’s Salt Fat Acid Heat changed the game for me. Not only did it make me realise that I was criminally under-seasoning everything, it also gave me the know-how to finally tackle meat dishes that always seemed too daunting. With Samin’s words and Wendy MacNaughton’s wonderful illustrations, I learned how to spatchcock a chicken, make a mean brisket, and put salt on everything.
While salt definitely enhanced most of my post-SFAH cooking, some dishes came out way too salty. “But Samin said to salt it like this!” I’d whine to David, his lips in a saline pucker. Well, reader, I’ve finally sourced the problem! Samin wasn’t wrong, and I– for the record– wasn’t always over-salting… Essentially, it all boils down to (see what I did there lolololkillme) the fact that the UK and US version of the book had a classic miscommunication. You see, not all salt is created equal, and while reading about the varying saltiness in salt, I learned that the salt chapters in the US and UK version of SFAC are different because both countries commonly use different kinds of salt in their everyday cooking. Most American cooks use Kosher salt and over here, most Brits use sea salt, which 100% tracks with my own cooking. And as an owner of the US version of Salt Fat Acid Heat (I insisted on buying it in the US because 1) it came out sooner over there and 2) the cover is better, don’t @ me) I will now take Samin’s writing with– you guessed it!– a grain of salt. And now you know this very tedious and boring story that I’m beginning to regret telling you but am too stubborn to delete because L👀K AT ALL THESE WORDS.
I planned on having a very productive weekend while David was in America but instead spent 8 hours reading years-worth of evidence about a secret relationship I already 100% believed was real. Sometimes you just need to embrace the fandom and live your truth, you know? 🤷🏻♀️(Also 100% here for Taylor’s next chapter– especially if it’s what she’s been hinting at! 🌈)
F I N A L L Y - and this isn’t really something that I already love, but really truly hope to love: I’m heading back to the States next month and am thinking of getting a quip while I’m there. (Yes, they sell them in the UK but no, I don’t want to pay £15 on shipping– pls reference above ching-wagging about trying to be sensible with/trying to hoard money, thanks). So I’m wondering, do you have a quip? David bought me my current toothbrush when we first started dating NINE YEARS AGO, which was the most romantic thing anyone has honestly ever done for me, but the battery’s totally fucked and I think it’s time to level-up to a new toothbrush. The thought of brushing manually depresses me, so I definitely want to go electric, but am I being brainwashed by my podcast feed or is quip for sure the way to go? Is there an eco-friendly electric toothbrush out there?? WHY IS EVERY FUCKING PURCHASE SUCH AN EXHAUSTING SUSTAINABILITY FRAUGHT NIGHTMARE THESE DAYS****?! Pls someone tell me what to do. 🙏🏼
Wishing you all a very prosperous week and in the words of pirate ghost Geoffrey Rush from the first POTC movie*** TAKE ALL YOU CAN AND GIVE NOTHING BACK. Except please pay your taxes because the NHS needs £££ and jail sounds really awful. (I say this as someone who hasn’t properly filed a tax return in my home country in years and lives in fear every gd day of going to prison. But don’t worry! I’m working on it. Also! Nobody tells you that you need to keep filing your stupid UfuckingS taxes when you move to a new country! I’m self-employed! I don’t have a legal/HR department… I also don’t know which department would be in charge of telling me this. I’m useless. Pls don’t put me in prison.)
Get that money, honey! 💰💰💰
*Honestly, the snacks are the only thing I really feel that I’m missing out on. (But a large part of that is because I’m blessed to live in the UK where I don’t need to worry about health benefits as a self-employed person. Long live the NHS!)
** No. 1 being that you need to take your head out of the sand and engage with what you have and what you owe, folks! It’s not always fun, but it’s necessary
*** A very good family friend who saw, like, every movie with my family/me (she introduced me to Clueless when I was nine – L E G E N D), took out a pocket notebook and wrote this quote down DURING the movie IN the movie theatre and teen me has never forgotten it. Teen me has also never forgotten the all-encompassing obsession I had with Keira Knightley and her extremely long torso after this release. Imagine teen me’s joy when she learned Bend it Like Beckham existed in the world! Teen me drove her car to Blockbuster and rented the hell out of it.
****Don’t get me wrong, I love sustainability and pride myself on being an informed consumer but my god, it’s so much work sometimes. Right?
OKAY FOR REAL NOW BYE.